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If you live separated from your parents, the endlessness of
the month may be frequent. Not yet a "payday", monthly money from
parents is almost gone. The desire for frugality exists, but it always fails to
be fulfilled. Actually what is the way to make our monthly money not exhausted
before the time?
Failed to downsize can also be because our way to save is
wrong. Well, this time, Hipwee will give you the right tips on how to save your
monthly money. Come on, see!
1.
Expenditure According to
Need
Often when we have received money from
parents, we go directly to supermarket subscriptions for monthly shopping. But,
know if that habit will actually make you wasteful?
When shopping monthly, we seem to assume
all the stuff we need is out and we need to buy new supplies. In fact, our
inventory is still quite up to mid or even the end of the month. Not to
mention, shopping at the beginning of the month also increases the likelihood
that we will be tempted to buy things that we really do not need, such as
packed snacks, soft drinks canned, and instant noodles of all flavors.
Well, from now on it is better to shop when
indeed we need to buy these items. Allocate funds to meet your monthly needs
and note also the quantity of these needs to be enough for 1 month ahead.
2.
Do not Lose Survey Rates on
Places to Eat
Who said if saving not good to eat? You can
still, really, eat well and try the latest cafe or restaurant in your town. But
with one condition: do not be lazy to price survey.
You can survey by read-read people's blogs
or ask your friends who've been there. Besides being able to arrange your dining
budget, you also can know the review of the people about where to eat it. So
not nyesel deh eat there. Eat nice, thrifty, and keep updating, dong.
3.
Set Day to Grab Monthly
Money
If you take monthly cash at the ATM
whenever you need it, slowly change this habit. Why? Because every day you
definitely need to use the monthly money to eat or buy gasoline with monthly
money, right ?.
Taking a monthly cash everytime you eat or
buy gasoline will make you wasteful because of uncontrolled cash withdrawals.
Well, as much as possible specify on any day you will take your monthly money.
Use the money well until the next day. Believe, deh, this will make you more
efficient.
4.
Wash Your Own Clothes
Sounds like spending a lot of time. But,
washing your own clothes is one effective way to save money. If for laundry you
provide money 100 thousand rupiah each month, think if the money that you
convert so the money to eat? Not bad to add-added budget meal in the latest
restaurant?
Also, just think of washing clothes as a sport
for your hands.
5.
Walking to Campus
Do you know the price of gasoline is
expensive now? Not to mention the subsidies that (he said) would be reduced.
Drawing the price will be more exorbitant.
Well, walking to campus could be a solution
to save your gas budget. It does not hurt at all. In addition to thrifty and
healthy, you can all 'wash your eyes' deh all the way.
6.
Do not Be Tempted Discounts
This one must be hard. 10% discount just
does not seem to be missed. Even if it's hard, you should be able to stand the
temptation of this discount. Discounts will get you to buy items that most of
them may not need. In addition, most items sold are old models and prices have
been raised before they are sold. Loss right?
Instead of buying discounted goods, it's
better to just jug your money first. Who knows later there are similar items
with better quality and cheaper price.
7.
Take advantage of Free WiFi
or Modem. Not to Warnet!
Be grateful if there is a place with free
wi-fi facilities in addition to the cafe and restaurant. But if you do not
exist, usually the cafe is the ultimate goal. Internet in the cafe is
expensive, you know. Every hour we have to provide at least 4 thousand rupiah.
In fact, often we spend more than 1 hour in the cafe.
Compare if we use a modem. Now it's a lot
of internet quota packages are sold at cheap prices and quota that do not play
around. With 48 thousand rupiah, we can get a quota of 8 GB, which in
reasonable condition, will run out within 1 month. We can also buy a modem that
is not reserved for one particular card, and change the starter card instead of
reload the credit. The starter pack will be cheaper and more bonus than regular
card refill.
8.
Do not Shame to Buy Used
Goods
Shame if caught buying used goods? It's not
his time! Now there are many shops that sell used goods with excellent quality
and care. Goods are sold any kind. There are clothes, shoes, accessories,
books, bags, to boarding supplies such as shelves and cabinets. Anyway this is
the right place deh for you looking for goods needs with cheap price and
quality okay.
No need to be embarrassed again if you buy
used goods. As long as the quality is still okay, you should be proud because
it can find goods with super cheap price.
9.
Fasting
Fasting is obviously going to help you save
money because it reduces your daily allowance. It's been frugal, can also
reward. But remember: the intention is not just to save, yes. Set the main
intent to fast the sunna or replace your favor in the month of Ramadan. Problem
being frugal, that's an added advantage.
Routine fasting every Monday and Thursday.
That's quite helpful, really.
1 Be More Productive
Ever aware not if the more free time you
have, you become increasingly wasteful? This is because usually the activities
you do to fill the spare time requires a lot of money, like watching in the
cinema, eating, to the cafe, or playing games.
Try to reproduce activities outside the lecture. You can
join the organization on campus, join the event committee, or humanitarian
activities in your city. In addition to saving your money from extravagant
activities, you can also expand your experiences and your circle of friends.
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